Your first home. Made clearer.
FREE FIRST-TIME BUYER GUIDE
Buying your first home is exciting, but it can also leave you with a lot of questions. How much could you borrow? How much deposit will you need? What will it really cost?
Our free First-Time Buyer Guide explains the important things in plain English, so you can understand your options and feel more prepared for the journey ahead.
Understand what affects how much you could borrow
Know which deposits, fees and costs to prepare for
Discover the steps from mortgage application to getting your keys
INSIDE YOUR FREE GUIDE
Your first home.
Everything made clearer.
From understanding how much you might be able to borrow to preparing for the costs of buying and knowing what happens next, this guide explains the questions first-time buyers often have before purchasing their first home.
Your Step-by-Step Journey
From setting your budget and getting a decision in principle to making an offer and collecting your keys.
Understanding Mortgages
Learn how different mortgage types and interest rates work without the confusing jargon.
Deposits & Buying Costs
Understand deposits, solicitor fees, surveys, and other expenses that can come with buying a home.
How Much Could You Borrow?
Discover how income, outgoings, credit history, and your deposit can influence affordability.
YOUR FIRST STEP STARTS HERE
Less confusion.
More confidence.
You don't need to know everything about mortgages before buying your first home. You just need to understand your options, prepare for the costs and know what happens next.
That's exactly what our free guide is designed to help you do.
Free to download • Easy to understand • No obligation to book an appointment
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Legacy Financial Services is a trading name of Darren Spragg who is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Conduct Authority
There are no upfront fees payable to Legacy Financial Services for advising and arranging your mortgage. For our advice services we will charge a fee of between £0 and £995. A typical fee for mortgage advice is £395, payable on completion
© 2026 Legacy Financial Services. All rights reserved. The guidance and services provided on this website are exclusively intended for UK residents.